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Modern financing built for growth

Modern financing built for growth

Koalafi’s tech-powered payment plans are comprehensive and flexible, delivering more conversions at higher amounts.

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Established and fast-growing businesses alike choose Koalafi

Increase sales with a fresh approach to financing

90% market coverage

With our wide range of payment plans, covering up to 90% of U.S. consumers, you can consolidate or enhance your financing stack.1

Enterprise-grade tech

The latest tech and data science powers everything we do from underwriting, to marketing, and servicing.

Industry-leading NPS

Our 90th percentile net promoter score reflects the exceptional experience we deliver to merchants and their customers.

Optimize your financing stack

Reduce friction for your customers and complexity for your team when you replace multiple financing providers with our comprehensive payment plans.
Koalafi's individual loan or lease-to-own plans can also fit in alongside your current financing providers, so every customer has a higher chance of getting approved for an offer that's appealing to them.

Enterprise-grade power and scale

Plug-and-play integrations with top ecommerce and POS platforms and browser-based merchant portal for in-store
Data-science-driven underwriting delivers best-fit payment plans to optimize your funnel and margins
Personalized, omnichannel, marketing drives engagement & conversion

Partners in your success

We provide financing, marketing, and technical expertise to help you grow your business. We also understand that the Koalafi customer experience reflects on your brand and provide clear and transparent financing to every customer.

How it works

Flexible setup
Payment plans, marketing support, and a rollout plan tailored to your business. We offer multiple in-store implementation options and pre-built ecommerce integrations.
Instant decisions
It's easy for customers to apply and get a decision in seconds. All of our payment plans are available through our single customer application, simplifying the experience.
Fast funding
We pay your business as soon as the customer receives their product or service.
Loyal, repeat customers
We run marketing campaigns that promote your business to your previous customers, bringing them back - again and again.

See how it works for customers

What you'll get

Omnichannel options
Omnichannel options

Koalafi is available in-store or online. Your customers can seamlessly apply in one channel and checkout in another.

Compelling offers
Compelling offers

Enjoy access to promotional offers and campaigns that invite new customers to shop with you and make it easy to say yes.

Lifecycle marketing
Lifecycle marketing

Our marketing materials and custom campaigns are proven to attract, convert, and retain customers.

Industry solutions

Built for your business

Home Furnishings

Trusted by

Ready to simplify your financing and unlock growth?

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Customer Support

Mon-Fri 8:00am-9:00pm ET

Sat 8:00am-8:00pm ET


Business Support

Mon - Sat: 8:00am-10:00pm ET

Sun: 9:00am-9:00pm ET

365 days a year


1. High approval rates based on Koalafi products only. Data collected in November 2021.

2. Compared to software and credit card companies in Delighted Q3 2022

Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi