For BusinessFor Customers

Financing
that's more
than a
payment plan


Koalafi helps you reach more customers and
close more sales by offering financing that
opens up more options for customers with
non-prime credit.

Learn more

Koalafi helps merchants close the financing gap for their customers

These are real customers who gave their permission to share their individual experiences.

AD

Albert D.

December '22

“Great way to get what you need and not feel overwhelmed with the big expense.”

DW

Dena W.

August '23

“They were there when I needed them most and the payment plan is easy and convenient”

AD

Albert D.

December '22

“Great way to get what you need and not feel overwhelmed with the big expense.”

DW

Dena W.

August '23

“They were there when I needed them most and the payment plan is easy and convenient”

AD

Albert D.

December '22

“Great way to get what you need and not feel overwhelmed with the big expense.”

DW

Dena W.

August '23

“They were there when I needed them most and the payment plan is easy and convenient”

KV

Kristi V.

August '23

“The process was super simple and helped me when I was in a pinch”

RC

Regina C.

December '22

“Because the terms are clear, payments are easy and flexible.”

KV

Kristi V.

August '23

“The process was super simple and helped me when I was in a pinch”

RC

Regina C.

December '22

“Because the terms are clear, payments are easy and flexible.”

KV

Kristi V.

August '23

“The process was super simple and helped me when I was in a pinch”

RC

Regina C.

December '22

“Because the terms are clear, payments are easy and flexible.”

AD

Albert D.

December '22

“Great way to get what you need and not feel overwhelmed with the big expense.”

Our financing options cover more
non-prime customers

Over 15,000 merchants trust Koalafi to offer their customers lease-to-own and second-look loan financing options that cover a wide range of credit scores.

Customers can check out in seconds with our easy application

Customers can apply online or in-store and get a fast decision using only a few pieces of basic information, with a high chance of approval.

We see the value in adding value

We are always developing ways to add value for our customers, so we work closely with our partners to offer support at every stage.

  • Credit reporting: Payment activity reported to TransUnion^

  • Inclusive support: Bilingual support & accessible support channels

  • Best-in-class service: 90th percentile NPS, Google 4.7★, A+ BBB

4 Surprising Stats About Non-Prime Consumers

There are common misconceptions about consumers who are establishing or rebuilding their credit. Here are some stats about them that may surprise you.

Research & Insights
Read More

Customer Support

Mon-Fri 8:00am-9:00pm ET

Sat 8:00am-8:00pm ET

844.937.8275

customerservice@koalafi.com

Business Support

Mon - Sat: 8:00am-10:00pm ET

Sun: 9:00am-9:00pm ET

365 days a year

844.238.6500

1 “The Consumer Credit Card Market.” Consumer Financial Protection Bureau, 2021

** For qualifying customers only. Offer subject to change. See agreement for details.

‡ High chance of approval is based on Koalafi products only. The Bank of Missouri does not offer Lease-to-Own solutions.

^ Customers may have an opportunity to build credit by making on-time payments over the entire agreement term. If a customer has concerns about their credit report, or has questions about what is not showing up on your report, they can call TransUnion® at 1(800) 916-8800.

Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi