Koalafi helps merchants close the financing gap for their customers
These are real customers who gave their permission to share their individual experiences.
Albert D.
December '22“Great way to get what you need and not feel overwhelmed with the big expense.”
Dena W.
August '23“They were there when I needed them most and the payment plan is easy and convenient”
Albert D.
December '22“Great way to get what you need and not feel overwhelmed with the big expense.”
Dena W.
August '23“They were there when I needed them most and the payment plan is easy and convenient”
Albert D.
December '22“Great way to get what you need and not feel overwhelmed with the big expense.”
Dena W.
August '23“They were there when I needed them most and the payment plan is easy and convenient”
Kristi V.
August '23“The process was super simple and helped me when I was in a pinch”
Regina C.
December '22“Because the terms are clear, payments are easy and flexible.”
Kristi V.
August '23“The process was super simple and helped me when I was in a pinch”
Regina C.
December '22“Because the terms are clear, payments are easy and flexible.”
Kristi V.
August '23“The process was super simple and helped me when I was in a pinch”
Regina C.
December '22“Because the terms are clear, payments are easy and flexible.”
Albert D.
December '22“Great way to get what you need and not feel overwhelmed with the big expense.”
Our financing options cover more
non-prime customers
Over 15,000 merchants trust Koalafi to offer their customers lease-to-own and second-look loan financing options that cover a wide range of credit scores.
Customers can check out in seconds with our easy application
Customers can apply online or in-store and get a fast decision using only a few pieces of basic information, with a high chance of approval.‡
We see the value in adding value
We are always developing ways to add value for our customers, so we work closely with our partners to offer support at every stage.
Credit reporting: Payment activity reported to TransUnion^
Inclusive support: Bilingual support & accessible support channels
Best-in-class service: 90th percentile NPS, Google 4.7★, A+ BBB
Customer Support
Mon-Fri 8:00am-9:00pm ET
Sat 8:00am-8:00pm ET
Business Support
Mon - Sat: 8:00am-10:00pm ET
Sun: 9:00am-9:00pm ET
365 days a year
1 “The Consumer Credit Card Market.” Consumer Financial Protection Bureau, 2021
** For qualifying customers only. Offer subject to change. See agreement for details.
‡ High chance of approval is based on Koalafi products only. The Bank of Missouri does not offer Lease-to-Own solutions.
^ Customers may have an opportunity to build credit by making on-time payments over the entire agreement term. If a customer has concerns about their credit report, or has questions about what is not showing up on your report, they can call TransUnion® at 1(800) 916-8800.
Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi