2025 State of the Lease-to-own Consumer Report coming soon

Learn about your consumer’s behaviors and what they’re looking for this year. Almost 121 million Americans are considered non-prime consumers, meaning they have credit scores below 660—and this number is only growing.

What’s driving lease-to-own shoppers' purchases in 2025

To get a better sense of what’s motivating lease-to-own consumers in 2025, we asked them about their priorities and plans for financing this year. Here’s what they told us.

Koalafi is a Winner in Furniture Today’s 2025 Reader Rankings Awards

How customer-centric is your financing program?

Today’s customers expect brands like yours to recognize and address their unique needs – including the financing options you offer. This assessment will help you evaluate how customer-focused your current financing program is.

Koalafi appoints Eric Kobe as CEO

Koalafi, a leading consumer finance company, today announced the appointment of its President, Eric Kobe, as the company’s new Chief Executive Officer.

Mark Denman Joins Koalafi as Executive Vice President of Business Development, Bringing Decades of Industry Expertise

We are thrilled to welcome Mark Denman to the Koalafi team as our new Executive Vice President of Business Development!

Koalafi announces partnership with HP

We are excited to announce that Koalafi is part of HP Financing. Koalafi lease-to-own financing is now available to eligible consumers shopping on HP.com.

Koalafi announces the winner of our third annual startup competition

Koalafi proudly congratulates Markia Baker, Loan Specialist, and her business partner Navi on winning our third annual start-up competition.

How non-prime financing cultivates customer loyalty

A credit score is just one point in a customer's financial journey. It reflects their current circumstances, but it shouldn’t predict their future. Forward-thinking merchants can foster customer loyalty by offering financing options that meet non-prime customers where they are today.

NPS: Measuring Merchant and Customer Satisfaction

At Koalafi, we're thrilled to share that our merchant Net Promoter Scores (NPS) ranks in the top 99th percentile among consumer finance companies tracked in Delighted and our customer NPS ranks in the top 82nd percentile.

Difference between BNPL and LTO

Since 2020, alternative financing options have become more popular among consumers, offering consumers budget flexibility and convenience.

Eric Kobe joins Koalafi as President, Bolstering Leadership Team for Next Phase of Growth

Koalafi, a financial technology company committed to delivering inclusive financial products, today announced the appointment of Eric Kobe as President.