How Koalafi works
Flexible setup
Payment plans, marketing support, and a rollout plan tailored to your business. We offer multiple in-store implementation options and pre-built ecommerce integrations.
Instant decisions
It's easy for customers to apply and get a decision in seconds. All of our payment plans are available through our single customer application, simplifying the experience.
Fast funding
We pay your business as soon as the customer receives their product or service.
Loyal customers
We run marketing campaigns that promote your business to your previous customers, bringing them back - again and again.
What we offer
Payment plans for everyone
A high-limit option for customers with better credit
Loans
Koalafi loans make big purchases more attractive by letting customers split them into several low payments. Promotional periods help your customers save, making what you offer accessible to even more buyers.
Credit limits up to $10,000 (higher in certain categories)
No hard hit to credit to check eligibility
0% interest periods and other promotions may be available
Eligible customers can pre-qualify for future loans
A great choice for customers new to credit or still building their score
Leases
With a Koalafi lease, you are helping more people get the things they need, while also giving them a chance to improve their credit. We buy the item from you and lease it to the customer. They will own it in full after making their last payment.
Leases up to $7,500 (higher in certain categories)
Opportunity for customers to establish or improve their credit
Early purchase options available to help customers save
Eligible customers can pre-qualify for future leases
Omnichannel
Where your customers are
In-store
Mobile-friendly customer application
Easy-to-use web portal that can work on any device, including POS systems
Our online or in-person training preps your team to offer Koalafi with confidence
Printed marketing materials, including clings, posters, and brochures
Online
Pre-built integrations for top ecommerce platforms and custom integrations available
Customers never have to leave your site to apply
Quick and simple application optimized for speed and transparency
Marketing resources for every part of the shopper journey, from product pages to checkout
FAQs
Customer Support
Mon-Fri 8:00am-9:00pm ET
Sat 8:00am-8:00pm ET
Business Support
Mon - Sat: 8:00am-10:00pm ET
Sun: 9:00am-9:00pm ET
365 days a year
Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi.
Customers may have an opportunity to build credit by making on-time payments over the entire agreement term.
*Based on internal data collected by Koalafi in November 2021.