For BusinessFor Customers
Match more customers to a payment plan on the first try

Match more customers to a payment plan on the first try

Koalafi's single application for all credit types simplifies the sales process and gives your customers an amazing experience. Enjoy higher conversions, increased sales, and mostly, making your customers happy.

Offer Koalafi

Your fast pass to growth

Simple set up

We offer online or in-store training, and a full suite of marketing resources to tell your customers about Koalafi. No hardware required. Online businesses can get set up in minutes with our APIs.

Instant decisions

Every customer can apply through a single application and we'll deliver a decision in the blink of an eye. No more juggling multiple applications.

Fast funding

As soon as the customer receives their product or service, we'll pay you. We also collect your customers' payments from start to finish.

Loyal customers

We run marketing campaigns that promote your business to your previous customers, bringing them back - again and again.

Why your customers will love Koalafi

More purchasing power
Easy, automatic payments
Pre-approvals for future offers
Access to special discounts
Learn more

What we offer

Payment plans for everyone

A high-limit option for customers with better credit


Koalafi loans make big purchases more attractive by letting customers split them into several low payments. Promotional periods help your customers save, making what you offer accessible to even more buyers.

  • Credit limits up to $10,000 (higher in certain categories)

  • No payment required to complete purchase

  • Multiple payment schedules to offer

  • 0% interest periods and other promotions may be available

A great choice for customers new to credit or still building their score


With a Koalafi lease, you aren’t just selling a product — you can also offer your customers the chance to improve their credit. We buy the item from you and lease it to the customer. They will own it in full after making their last payment.

  • Leases up to $7,500 (higher in certain categories)

  • No hard hit to credit when customers apply

  • Opportunity for customers to establish or improve their credit

  • Early purchase options available to help customers save

No sign up or subscription fees

It's free for merchants to sign up and there are no subscription fees. Ever. There may be fees if you’d like to offer certain products or promotions.

Offer Koalafi


Where your customers are

In store

Your customers browse the store differently when they know they have financing options to boost their purchasing power.

  • Get up and running in minutes, with no point-of-sale integration required

  • User-friendly portal works on the devices you already have

  • Online training preps your team to offer financing plans with confidence

  • In-store marketing resources are free to use and guaranteed effective


How do you convert online customers? By offering managable payment plans and making checkout a breeze.

  • API integrations work with a variety of ecommerce platforms

  • Integrated application that keeps customers on your site

  • Quick and simple application optimized for speed and transparency

  • Marketing resources for every part of the shopper journey, from product pages to checkout

For ecommerce retailers

Your greatest cart abandonment weapon

Seamlessly integrate Koalafi on your website and checkout flow. Our API integrations require minimal code, and our experts are standing by to guide you through the process.

View API docs

Industry solutions

Built for your business

Home Furnishings


Contact us

Offer Koalafi

Offer a tailored payment plan to every customer. Enjoy 24/7/365 support for your business from a financing platform that’s behind you and your customers all the way.

Currently a Koalafi merchant or customer? Contact Us.

Customer Support

Mon-Fri 8:00am-9:00pm

Sat 8:00am-8:00pm


Dealer Support



Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi