How It Works
Koalafi offers simple and stress-free lease-to-own financing.
Koalafi buys the merchandise upfront so you get to enjoy it right away while making smaller rental payments over time.
Pay off your lease early and save on leasing costs.* You’ll own the item after making your final payment.
How's your credit?
You deserve options, even without perfect credit.
Koalafi looks beyond credit scores. With us, you’re just a few quick steps from getting what you need. Apply from anywhere, get a decision in seconds, and never miss out on another purchase.
Shop now, pay later
Quickly apply with Koalafi at one of our thousands of merchant partners to split big expenses into manageable lease payments.
Get an instant decision
Koalafi looks beyond credit to offer a high chance of approval. If approved, review clear and simple terms and sign the lease agreement.
Checkout and make easy payments
With our high approval amounts, you can get exactly what you need. Automated payments begin once you receive your items.
Shop with Koalafi
Ask your local business or check their website to see if you can apply with Koalafi.
Don’t Take Our Word For It
FAQs
Customer Support
Mon-Fri 8:00am-9:00pm ET
Sat 8:00am-8:00pm ET
Business Support
Mon - Sat: 8:00am-10:00pm ET
Sun: 9:00am-9:00pm ET
365 days a year
Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi.
*For qualifying customers only. Offer subject to change. See agreements for details. Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi.
Customers may have an opportunity to build credit by making on-time payments over the entire agreement term.