[Podcast] How to Deliver Frictionless Financing to Your Customers

How Lease-to-Own Consumers Are Approaching Holiday Shopping in 2025

As the holidays near, Koalafi asked lease-to-own consumers about their shopping expectations. Their answers give merchants a clear view into how these shoppers are planning, what pressures they’re under, and how flexible payments influence their decisions.

Research & Insights

Retailer Guides

Why eCommerce brands are turning to lease-to-own

eCommerce brands are looking for new ways to convert shoppers who don’t qualify for BNPL or store cards. Lease-to-own fills that gap, helping you reach more customers and close more sales

Recap of exclusive consumer insights in our report: The economic outlook of the lease-to-own consumer

Learn what lease-to-own consumers think about the economy in 2025 and how it will (or won’t) affect their shopping habits—and your business.

New report: What today’s economic environment means for lease-to-own shopper behavior

As economic headlines continue to shift, so do the priorities and behaviors of lease-to-own shoppers. Many merchants are asking the same questions: Are non-prime customers still spending? What’s changing in their decision-making? And how do pay-over-time options fit in? Volume II of Koalafi’s State of the Lease-to-Own Consumer Report answers those questions, focusing on how economic uncertainty is influencing shopper behavior—and what it means for merchants.

Sneak peek: Data and insights from our upcoming Volume II State of the Lease-to-own Consumer Report

Our next State of the Lease-to-own Consumer Report will explore topics and data related to the lease-to-own consumer’s state of mind, purchasing behavior, and more.

Research & Insights

Koalafi Expands Executive Team and Board to Accelerate Growth and Innovation in Non-Prime Consumer Finance

Koalafi announced a series of strategic leadership appointments that signal the company’s continued momentum and commitment to innovation and sustainable growth.

Koalafi News

The State of the Lease-to-own Consumer Report from Koalafi

Koalafi recently published its first quarterly consumer insights report, which details who the lease-to-own consumer is, what they’re after, and what your business can do to reach them and capitalize on their purchasing power in 2025 and beyond.

Research & Insights

Exceeding tire sales expectations with lease-to-own financing

When a tire merchant with 30 locations first partnered with Koalafi, they saw flexible financing as a way to enhance the customer experience—ensuring more shoppers could make necessary purchases instead of leaving empty-handed. What they didn’t anticipate was the strong demand for lease-to-own financing or the significant impact it would have on their overall sales growth.

Merchant Success Stories

2025 State of the Lease-to-own Consumer Report coming soon

Learn about your consumer’s behaviors and what they’re looking for this year. Almost 121 million Americans are considered non-prime consumers, meaning they have credit scores below 660—and this number is only growing.

What’s driving lease-to-own shoppers' purchases in 2025

To get a better sense of what’s motivating lease-to-own consumers in 2025, we asked them about their priorities and plans for financing this year. Here’s what they told us.

[Podcast] How to Deliver Frictionless Financing to Your Customers

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Other Articles

How Lease-to-Own Consumers Are Approaching Holiday Shopping in 2025

Why eCommerce brands are turning to lease-to-own

Recap of exclusive consumer insights in our report: The economic outlook of the lease-to-own consumer

New report: What today’s economic environment means for lease-to-own shopper behavior

Sneak peek: Data and insights from our upcoming Volume II State of the Lease-to-own Consumer Report

Koalafi Expands Executive Team and Board to Accelerate Growth and Innovation in Non-Prime Consumer Finance

The State of the Lease-to-own Consumer Report from Koalafi

Exceeding tire sales expectations with lease-to-own financing

2025 State of the Lease-to-own Consumer Report coming soon

What’s driving lease-to-own shoppers' purchases in 2025

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