[Podcast] How to Deliver Frictionless Financing to Your Customers

The State of the Lease-to-own Consumer Report from Koalafi

Koalafi recently published its first quarterly consumer insights report, which details who the lease-to-own consumer is, what they’re after, and what your business can do to reach them and capitalize on their purchasing power in 2025 and beyond.

Exceeding tire sales expectations with lease-to-own financing

When a tire merchant with 30 locations first partnered with Koalafi, they saw flexible financing as a way to enhance the customer experience—ensuring more shoppers could make necessary purchases instead of leaving empty-handed. What they didn’t anticipate was the strong demand for lease-to-own financing or the significant impact it would have on their overall sales growth.

2025 State of the Lease-to-own Consumer Report coming soon

Learn about your consumer’s behaviors and what they’re looking for this year. Almost 121 million Americans are considered non-prime consumers, meaning they have credit scores below 660—and this number is only growing.

What’s driving lease-to-own shoppers' purchases in 2025

To get a better sense of what’s motivating lease-to-own consumers in 2025, we asked them about their priorities and plans for financing this year. Here’s what they told us.

Koalafi is a Winner in Furniture Today’s 2025 Reader Rankings Awards