For BusinessFor Customers
Auto purchases can’t wait. Now your customers don’t have to.

Auto purchases can’t wait. Now your customers don’t have to.

Financing is a great way to convert more customers. But the hassle of juggling multiple providers or applications can make even the best driver hit the brakes. Koalafi offers plans for every customer through a single application, including split-second decisions to get them back on the road fast.

Offer Koalafi

Match more customers to a payment plan on the first try.

We offer lease and loan products for everyone, all managed through a single provider and application.

Trusted by

Drive more upgrades

Koalafi’s low monthly payments help you convert more customers and give them the purchasing power to select an upgraded option. More revenue for your business, without costly discounts.

Give everyone a 5-star experience

Koalafi offers the simplest financing experience, period. Your customers can apply once for a wide range of plans and get a decision in seconds — so easy they’ll tell their friends and family about it.

Save your team time

Instead of juggling multiple applications and vendors, your sales reps can focus on what they do best: building customer relationships. Koalafi will even handle payment collection from your customers from start to finish.

Benefits built for tire & auto retailers

Fast application

A quick, convenient application for every customer.

Tailored to your business

A menu of pay-over-time plans that make sense for your customer base and goals.

Promotional rates

Special options to pay off early and save that will catch your customers' attention and make it easy to say "yes."


Koalafi works online and in-store, with turnkey omnichannel marketing and ecommerce APIs.

24/7/365 support

No matter what you need and when you need it, we’re available.

No subscription fees

It’s free to get started with Koalafi.

How it works

Simple set up
We offer online or in-store training, and a full suite of marketing resources to tell your customers about Koalafi. No hardware required. Online businesses can get set up in minutes with our APIs.
One application for every customer
All our payments plans are available through our single application, so you won't have to juggle multiple providers. Every customer can apply and we'll deliver a decision in the blink of an eye.
Fast funding
As soon as the customer receives their product or service, we'll pay you. We also collect your customers' payments from start to finish.
Loyal, repeat customers
We run marketing campaigns that promote your business to your previous customers, bringing them back - again and again.

We we offer

Payment plans for everyone

A high-limit option for customers with better credit


Koalafi loans make big purchases more attractive by letting customers split them into several low payments. Promotional periods help your cutomers save, making what you offer accessible to even more buyers.

  • Credit limits up to $10,000*

  • No hard hit to credit to check eligibility

  • 0% interest periods and other promotions may be available

  • Eligible customers can pre-qualify for future loans

A great choice for customers new to credit or still building their scores


With a Koalafi lease, you aren’t just selling a product — you can also offer your customers the chance to improve their credit. We buy the item from you and lease it to the customer. They will own it in full after making their last payment.

  • Leases up to $7,500*

  • Opportunity for customers to establish or improve their credit

  • Early purchase options available to help customers save

  • Eligible customers can pre-qualify for future leases

Learn more about how it works for customers

How It Works

Don't just take our word for it

"Customers are happy with the amounts they get approved for, they love the payment options. I love how fast everything gets approved and deposited."
- Euro Motorsports

Auto resources and tips

“Hidden buyers” are the secret to growth. Here’s how to find them

Do you know how much revenue you’re missing out on from visitors that come to your site or in your store that don’t make a purchase?

Sales & Marketing Tips
Financing Best Practices
Read More

*For qualifying customers only. Offer subject to change. See agreements for details. Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi.

Customer Support

Mon-Fri 8:00am-9:00pm ET

Sat 8:00am-8:00pm ET


Business Support

Mon - Sat: 8:00am-10:00pm ET

Sun: 9:00am-9:00pm ET

365 days a year


Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi