Join the waitlist
Koalafi is a brand new approach to financing that provides HVAC payment options to homeowners with great credit, no-credit, and everyone in-between.
We are onboarding new contractors every month, so join the waitlist today.
We offer online or in-person training, and a full suite of marketing resources to tell your customers about Koalafi. No hardware required.
Every customer can apply through a single application before or during the appointment and we'll deliver a decision in the blink of an eye. No more juggling multiple applications.
As soon you complete the job, we'll pay you. We also collect your customers' payments from start to finish.
We run marketing campaigns that promote your business to your previous customers, bringing them back - again and again.
What we offer
A high-limit option for customers with better credit
Koalafi loans make big purchases more attractive by letting customers split them into several low payments. Promotional periods help your customers save, making what you offer accessible to even more buyers.
Credit limits up to $25,000
No payment required to complete purchase
Mutliple payment schedules to offer
0% interest periods and other promotions may be available
A great choice for customers new to credit or still building their score
With a Koalafi lease, you aren’t just selling a product — you can also offer your customers the chance to improve their credit. We buy the item from you and lease it to the customer. They will own it in full after making their last payment.
Leases up to $12,000
No hard hit to credit when customers apply
Opportunity for customers to establish or improve their credit
Early purchase options available to help customers save
Customer Support
Mon-Fri 8:00am-9:00pm ET
Sat 8:00am-8:00pm ET
Business Support
Mon - Sat: 8:00am-10:00pm ET
Sun: 9:00am-9:00pm ET
365 days a year
* We do perform a credit check on the customer as part of our application process. No credit needed does not imply no credit check.